Innovative Lease Services
50% off all documentation fees.
Advancements in the Life Sciences field occur almost daily. With this in mind, it’s imperative that businesses stay liquid and keep up-to-date with the latest equipment the industry has to offer. For over 25 years, Innovative Lease Services, Inc. (ILS) has been a commercial financing leader. Our diverse suite of financial products benefits companies of all sizes and stages, from start-up to post IPO.
For the equipment seller, our services include third party and private label equipment financing programs.
For the business owner, our services include: Equipment Financing, Equipment Leasing, Working Capital and Contract Monetization.
Equipment Leasing: The customer receives the equipment they need from the supplier of their choice. ILS pays the supplier for the equipment and the customer pays us over a fixed term with an end of term purchase option. The option to purchase can be structured as a Capital Lease ($1 buyout), Tax Lease (FMV) or Operating Lease (FMV). The lease can be additionally structured to either €˜On’ or €˜Off’ Balance Sheet.
Equipment Financing: Traditional Equipment Financing with our Equipment Finance Agreement (EFA). The Customer is the owner of the equipment and takes the Depreciation; ILS holds a security interest in the equipment over the term until the agreement is paid.
Working Capital: Short-Term working capital products provide rapid liquidity with fixed payments over a period of 6 to 18 months. Loan amounts of up to $350K with funding typically within 5 business days.
Contract Monetization: A strategic alternative to equity dilution for many, our Contract Monetization program allows for the customer to receive capital and equipment needed to fulfill on a contract with their (credit rated) clients. Capital amounts are from $500K – $10 Million and the contract must have a minimum payment component.
As a direct funder, we are proud to be San Diego County’s largest independent lessor, performing commercial equipment financing, sale leasebacks, private-party sales, working capital programs and Start-Up financing.
Call us today for a confidential review of your Capital Budgeting needs!